Halal Budget & Zakat Planner

📥 Instant digital download — 38 pages — US Letter & A4 included

What you give is not what is left over. It comes off the top — and the rest still works.

Most budgets treat giving as whatever survives the month, which means that in a bad month it is the first thing to go. This planner moves sadaqah and zakat to the top of the page, and the rest of the budget reorganises itself around them.

📋 What's inside — all 38 pages:

• Hyperlinked contents — tap any line on iPad to jump straight to that page
• Give First — the usual order versus the give-first order, side by side
• The Money Map — every account, card and debt on one page
• The Halal Audit — where the income comes from, what needs cleaning up, and your next three steps in order
• Twelve full monthly spreads — income, given-first, fixed costs, everything else. Planned versus actual on every line
• The Annual Overview — twelve rows, one picture
• The Zakat Worksheet — zakatable assets, deductions, nisab, rate, and a fixed annual date
• The Eight Categories named in the Qur'an, with a record of where you paid
• Zakat al-Fitr · The Sadaqah Log · Sadaqah Jariyah
• The Debt Plan — smallest balance first, for momentum, with the dua for debt
• Savings & Goals, and an emergency-fund ladder
• Plugging the leaks — bill calendar, subscriptions audit, a 30-day no-spend tracker and the thirty-day rule for big purchases
• Net Worth, Tracked — twelve months of the truth
• 8 Duas for Provision, all cited · The Barakah Page
• Four Quarterly Reviews and a Letter to Next-Year You

🕌 Designed with care: Elegant editorial serif, gold Islamic geometric line art, cited ayat throughout. No imagery of beings — geometric beauty only. No manifestation language.

📱 Print and iPad: US Letter (8.5×11") and A4 are both included. The hyperlinked contents works in GoodNotes, Notability, Xodo and any PDF app that supports internal links — tap any line to jump straight to that page.

🔁 Undated: begin on any day of any year. Nothing to re-buy.

⚠️ Please read: The nisab threshold, the zakat rate on different asset types, and what counts as a deductible debt all vary by year, by madhhab and by country. Please confirm your figures with your local mosque or a qualified scholar — these pages are for recording your calculation, not for ruling on it. This is not financial advice.

Note: This is a digital product — no physical item will be shipped. For personal use only. Enable “Background graphics” in your print settings for full colours.